Chit-Chat on Saving

Hi. I'm back. It has been a long and busy week. OK. I would like to write a bit about savings. Just a chit-chat.

I started working in October 2007 with a basic salary less than RM2K. Plus all the allowance and mileage claims from outstation work, I've managed to rake some additional income which sometimes could exceed my basic salary. However, being very young and lack of financial knowledge, I've successfully managed to save NOTHING. Hahaa..

This would be quite a regret later in my life but it is not too late when it comes to learn to get back on the healthy financial track.

I have acquired some debt after my marriage and spent the first year trying to get it all settled. This is my second year, and I could say, I have managed to get over the obstacles. It is not quite easy and it is not that hard as long as you know how to do it.

I'm not going to teach you how to save money right now but I could share with you what have changed since I have developed the saving habit.

• I feel less worried that my car is going to broke down in the middle of the road or highway. It is an old Nissan Sentra and I've been broke before when the car kena masuk bengkel.
• I feel more interested about money. Interested to learn on how it works, how to get more, how to save more and a thousand how lagi lahh..
• I sleep better.
• I'm more keen to help others in need, give sedekah and appreciate what I have.
• I feel liberated. It's like I could do whatever I want. *Not quite yet. Maybe after I have saved enough for my Emergency Fund - which I'll write about later.

 That's all for now. I need to get back home and cook for berbuka. Hee..I'm a great cook by the way.

Selamat Berbuka. Thanks for reading.