Wednesday, September 25, 2013

Jumpa Syiling

Assalamualaikum. Pernah tak anda jalan-jalan tiba-tiba anda terjumpa syiling..be it atas jalan, atas padang, atas rumput atau tepi tembok?..Mesti pernah punya lahh..

What do you do with the syiling? Ambik? Tak ambik sebab tak baik ambik barang tak tahu sapa yang punya? Buat bodoh sebab stakat 10 sen, 20 sen tu apa laa sangat? Sepak jauh-jauh sebab tak ada value?

OK. The rule is - money is a medium of transfer for wealth. I won't talk much about wealth right now because the topic is too vast. In short, to acquire wealth, you need to do something for someone who is willing to replace that something with some other things upon an agreed value. And the easiest way to do that is by using money. You provide Mr. A your service or sell him something, Mr. A gives you money. What happens here is that you give Mr. A a portion of your wealth, and Mr. A also trade it with his wealth but in the form of money which he acquired from somebody else by providing service or selling something. Please note that when you are working, you are actually trading your wealth (service and time) with your employer which in return pays you with money.

Back to what I'm trying to say - kalau anda terjumpa syiling - even syiling sekecil 5 sen, pick it up, put it in your pocket, save it or spend it. It is truly your luck for acquiring wealth without doing anything. Maybe the value is small, but for the sake that you got it without doing anything significant, it really is a blessing.  

Hopefully I changed your perspective on viewing benda yang kecil bernilai 10 sen atau 20 sen ini. Kalau terjumpa and surely it doesn't belong to anybody, anda memang ong.

Cuma jangan laa sebat syiling yang kawan letak atas meja pulak lepas ni..


Monday, September 23, 2013

Mamak, Milo satu!

Assalamualaikum.

There's a cost to convenience. Maksudnya, kalau kita nak sesuatu yang mudah, selalunya we have to bear the cost. Contohnya, kita ambil yang mudah-mudah sahaja, Milo 3-in-1 bancuh sendiri dengan Milo order kat kedai  mamak.

Milo 3-in-1 harganya RM 13.00 untuk 20 stick which will bring the cost for every stick at RM 1.10 considering air panas, cawan dan lokasi duduk untuk minum adalah percuma. Milo kat mamak pulak harganya RM 2.00 sebab air panas, cawan dan tempat duduk tersebut mamak yang punya.

So, mana yang lebih mudah, bancuh sendiri atau mamak yang bancuhkan? Of course lah mamak bancuhkan lebih senang. Tapi, the cost for such a small convenience is at RM 0.90 per cup of Milo. RM 0.90 ni sikit atau banyak? *kat mamak ada TV besar, ada kipas angin berair, plus ada kemeriahan yang menyebabkan semua benda menjadi sedap.

Considering you have your cup of Milo every day at the mamak, and you work 5 days a week, for the whole month, the cost for such a convenience is RM 0.90 x 20 days work = RM 18.00. RM 18.00 ni sikit atau banyak? Kalau setahun RM 18.00 x 12 = RM 216.00 and to make it more realistic I'll just take 80% of the value sebab kadang-kadang kita MC, kadang-kadang kawan belanja, kadang-kadang order air suam saja sebab duit dah habis, bringing the cost for such a small convenience to RM 172.80.

So, the question is not how big or small RM 172.80 for a cup of Milo every morning for the whole year.

The question is are you willing to let go of such small conveniences in life to spend your money more wisely.

Kalau guna Milo 3-in-1 the cost of convenience is at RM 124.80, berbeza almost RM 50.00 dengan Milo mamak.

Hmm..maybe kita perlu tukar pakai Milo serbuk atau minum air suam saja. Ni baru cerita bab Milo, tak kira lagi bab roti canai, roti telur, roti tisu, roti bom.

Hope you got my point.